
"...They are one of the larger insurance inter-mediaries that work with and we are very pleased with our coop-eration...."
Niels Bay Habber.
CEO Hong Kong.
IHI Denmark.

Shanghai Office
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Rm. 608 DongPing Building, No. 15 Dongping Road, 200031, Shanghai, China
Tel: +86 21 6467 1304
Fax: +86 21 6467 0328
Singapore Office
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1 Brooke Road, #03-11 Katong Plaza, Singapore 429979
Tel: +65 6346 3781
Fax: +65 6827 5381


Chronic conditions are defined as: A Disease or illness that has no recognized cure, is continuous over a long period of time or that remains with an individual indefinitely. Once an individual is diagnosed with a chronic condition they are likely to require treatment for the rest of their life.
Chronic conditions can be severe as in the case of cardiovascular difficulties, or innocuous, such as allergies or skin conditions. Chronic conditions are among the most common and preventable medical issues. As individuals age the likelihood of being diagnosed with a Chronic Condition is higher; it is recommended that, if you are an older person, you consider buying a health insurance plan that provides protection for chronic conditions.
If an international health insurance plan covers a chronic condition in full it will be more expensive than a plan that offers only partial or no cover. Some international health insurance plans exclude chronic condition cover to keep premiums low, these plans are often attractive to young people who have less reason to be concerned about contracting a chronic condition; however, other plans will put a lifetime or annual limit on coverage. Many chronic conditions are pre-existing when a person enters a policy. We can help find a plan that will offer protection for most pre-existing or chronic condition.
For more information about an international health insurance plan, or to receive a free quote, please contact us.