Geographic Coverage

Even though we provide plans that are specially designed for expatriates living in china, international health insurance plans will protect you anywhere in the world. There are usually two options when it comes to geographic coverage: 

• Worldwide
• Worldwide excluding the USA and Canada

Plans that include cover for North America will be more expensive as medical costs there are high. However, plans that exclude cover in North America will generally still provide protection in the USA and Canada in the event of an emergency. The exclusion only pertains to elective surgery or treatments in those countries. Plans that provide coverage in the USA are also subject to American insurance regulations.

If you do not live in, or travel to, North America it is advisable to choose a plan that excludes coverage in that region. Choosing not to have cover in North America can help keep your premiums low.

If you require more information about an international health insurance plan, or you would like to receive a free quote, please contact our team of advisers.