In-patient

In-patient treatment is defined as: Treatment at any medical facility or hospital where an overnight stay is deemed medically necessary. In-patient coverage is the core of any health insurance plan. Many in-patient plans will allow you to seek treatment from the doctor or medical facility of your choice, giving you the ability to control the quality of care that you receive.

In-patient coverage will typically include:

• Accommodation at a hospital or medical facility.
• Costs associated with accidents and emergencies, intensive care, and surgeries.
• All medications and prescriptions while in hospital.
• Organ transplants.
• Prosthesis.
• X-rays, pathology, diagnostic tests and procedures.
• Ambulance transportation.
• Accidental damage to natural teeth.
• MRI, PET, and CT scans.
• Oncology tests, drugs, and cover for chemotherapy and radiotherapy
• All post hospitalization treatment received within 90 days of being discharged.
• Physiotherapy from a registered physical therapist when referred by a medical practitioner, consultant, or specialist.

If you require in-patient treatment, please follow these guidelines. For more information about in-patient plans, or to receive a free quote, please contact our team of experts.