"...They are one of the larger insurance inter-mediaries that work with and we are very pleased with our coop-eration...."

Niels Bay Habber.
CEO Hong Kong.
IHI Denmark.

Shanghai Office
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Rm. 608 DongPing Building, No. 15 Dongping Road, 200031, Shanghai, China
Tel: +86 21 6467 1304
Fax: +86 21 6467 0328

Singapore Office
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1 Brooke Road, #03-11 Katong Plaza, Singapore 429979
Tel: +65 6346 3781
Fax: +65 6827 5381

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Out-patient

Adding an out-patient option to a plan allows a policy holder to extend their level of cover beyond the core policy. Out-patient treatment is defined as: Treatment provided in the practice or surgery of a therapist, specialist, or medical practitioner, that does not require an overnight stay in a hospital or medical facility.

On most international health insurance plans, out-patient coverage is not included as a standard option, but this benefit can be added to a policy for increased annual premiums. Generally any plan with an out-patient option will also include in-patient coverage as well. An overall maximum benefit is usually placed on a plan with an out-patient option.

An out-patient plan will typically include, in addition to in-patient benefits, coverage for:

  • Primary consultations and treatment, including prescribed medicines, drugs, dressings, and medical practitioner fees.
  • X-rays, pathology, diagnostic tests and procedures.
  • Psychiatric treatment after 12 months of continuous cover.
  • Complementary medicine when referred by a qualified medical practitioner in the form of, osteopathic, chiropractic, homeopathic and acupuncture treatment.
  • MRI, PET, and CT scans.
  • Out-patient surgical operations.
  • Oncology tests, treatments and drugs, including Chemotherapy and Radiotherapy.
  • Physical therapy by a registered physiotherapist when referred by a medical practitioner, consultant, or specialist.

If you require out-patient treatment please follow these guidelines. For more information about plans that provide out-patient coverage, or to receive a free quote on a international health insurance plan, please contact us.