"...They are one of the larger insurance inter-mediaries that work with and we are very pleased with our coop-eration...."

Niels Bay Habber.
CEO Hong Kong.
IHI Denmark.

Hong Kong Office
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Unit 1-11, 35th Floor, One Hung To Road, Kwun Tong, Hong Kong
Tel: +852 3113 1331
Fax: +852 3113 2332

Shanghai Office
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Rm. 608 DongPing Building, No. 15 Dongping Road, 200031, Shanghai, China
Tel: +86 21 6467 1304
Fax: +86 21 6467 0328

Singapore Office
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1 Brooke Road, #03-11 Katong Plaza, Singapore 429979
Tel: +65 6346 3781
Fax: +65 6827 5381

Call on Skype > Click Here

Overall Maximum Benefit

The total amount of money that an insurance company will spend on coverage is known as an overall maximum benefit. An overall maximum benefit can usually be found on many international health insurance plans. There are two types of overall maximum benefit:

Annual maximum benefit

The insurer will put a limit on the cost of treatment for an insured person per insurance year. This amount will be renewed with every policy anniversary date. With an annual maximum benefit it does not matter how much is spent on medical treatment throughout the year as long as the limit is not reached.

Lifetime maximum benefit

During the entire lifetime of a policy this is the total amount that an insurer will spend on treatment. Once the lifetime maximum benefit is reached the insurance company will not pay for any further medical treatment.

To learn more about an overall maximum benefit or for more information about international health insurance plans, please contact us.