Waiting Period

Some benefits of an international health insurance plan are linked to a waiting period. Waiting periods are the time from a start of a plan until the time that you can claim for a particular benefit. If, for example, the waiting period for orthodontic treatment is 10 months, then you must wait 10 months from the start of your policy before making any claims on orthodontic treatment.

Coverage options such as psychiatric, maternity, new born cover, and dental will usually have waiting periods attached. Waiting periods for maternity are usually between 10 and 12 months from the start of a plan. New born cover will usually also have a waiting period of 10 to 12 months from the start of the policy.

Waiting periods will change between insurance companies and are subject to the policy conditions. When you join a plan it is important to know which benefits have a waiting period and how long the waiting period will last. Our team of experts can help you to choose plans with comprehensive cover and will advise you on any waiting periods that your coverage may have. For more information about an international health insurance plan, please contact us today.