China health insurance works with a number of plans that can provide you with the health insurance coverage that you need. The diversity of products we work with means that whether you are looking to protect your hard earned savings from the shock of unexpected hospital bills or trying to find a comprehensive health insurance plan that can cover almost any health care-related costs for your family, we can help you find what you’re looking for. China Health Insurance can offer a number of plans that will provide comprehensive and flexible cover anywhere in the world and the plans are ususally guaranteed renewable for life and can be completely customized to meet your requirements.
Individual China Health Insurance
Individual Health Insurance plans are designed for a single person living or traveling in China. An Individual medical insurance policy will give you peace-of-mind knowing that you are protected against the costs of Chinese medical care, no matter what happens. The Individual Health Insurance options we are able to provide in China will normally allow you to include or exclude coverage benefits at your request, making each individual policy truly unique to your needs.
For more information about individual policies in China please click Individual China Health Insurance.
Family Health Insurance in China
International Family Medical Insurance plans for expatriates in China will ensure that you and your loved ones have the protection you need both in the PRC and around the world. Family health insurance plans are extremely flexible and will allow for dedicated protection for a range of family healthcare concerns in China. With this type of coverage you can receive Maternity insurance or General outpatient coverage for the Children, and you will normally be allowed to choose exactly what your family is protected against.
For more information about family policies in China please click Family China Medical Insurance.
Group Health Insurance in China
China Health Insurance offers extremely comprehensive health insurance options to groups all across China. Whether you are a foreign company recently entering the country, or you are a locally established organization, China Health Insurance can help to find the coverage which is right for your group.
Group health insurance plans in China are perfect for groups of 3 or more people and can be used to provide protection for social clubs, sports teams, charities, and for-profit companies, and can be a great tool in attracting and retaining key members of your group.
For more information about Group coverage in China please click Group China Medical Insurance.
China Teacher Health Insurance
If you are an expatriate teacher working in China then China Health Insurance can help to find you the best medical insurance coverage possible for the duration of your time in the country. Teacher Health Insurance plans in China which we work with are available in three different levels of protection and provide a cost effective solution to ensure that you have access to the best Chinese medical facilities in the event of a serious medical emergency.
For more information about Teacher Coverage in China please click China Teacher Medical Insurance.
International Health Insurance
Also available to expatriates in China are international health insurance plans which have a number of benefits over and above a local health insurance plan, such as being able to take the plan with you when you depart, thereby being able to continue your insurance coverage.
International Health Insurance plans typically will provide coverage for inpatient treatment, where the policyholder requires an overnight stay in hospital. However, additional coverage options are available so you can tailor the policy to suit your own needs.
If you would like to learn more about international coverage options, please click on this link to international health insurance.
International Travel Health Insurance
China Health Insurance can offer a high quality travel insurance option for expatriates and travelers who will only be in China for a short period of time. These policies are also able to cover Chinese and other foreign nationals around the world, while providing some of the highest coverage limits in the International health insurance industry.
An international travel health insurance policy will be custom made to fit the exact duration of your overseas trip, and can be obtained for up to 12 months in duration – giving you the assurance that whether you are in China or anywhere else around the world, that you will have the vital protection you need.
For more information about Travel Insurance options in China please click International Travel Health Insurance.
Free Health Insurance Quotes
If you would like to receive a free quote for any of the types of health insurance listed here all you need to do is fill out the simple form at the top of the page. One of our expert health insurance consultants will then provide you with a comprehensive, tailor-made overview of all the best options.
Alternatively, you can Contact us to learn more about each type of policy we work with or to get further information about the range of coverage benefits on offer.
Questions and Answers from Visitors
I am researching international health plans for my husband who is living and working in Beijing China. I would like quotes for Allianz, Aetna, Bupa, Chartis, IMG and Cigna.
As Asia’s largest insurance intermediary we work closely with many recognisable international insurers such as Aetna Huatai (Aetna’s registered affiliate), ICBC AXA, Allianz, Bupa, NOW China Health Intl, Chartis, Cigna and MSH China. Based on the information you provide our initial quote, we will compare the benefits and premiums of 8-10 different insurers plan’s side-by-side. Because all plans look similar on paper, we will then help you compare the options and advise how each plan will work for him. Upon viewing these plans we recommend he select one or two insurers that may suit his requirements to look at in more detail. The benefits provided by most insurers are comprehensive and will medically cover him in Beijing and across China, and also when he travels abroad - excluding USA. These benefits include in-patient care (Hospitalisation, surgeries, emergencies, major illnesses, medical evacuations), out-patient (doctor visits, advanced imagery, prescribed medication, specialist consultations and long term medication), as well as the ability to add-on routine, major dentistry and annual health-checks. Most insurers provide members access to extensive out-patient direct billing networks in Beijing and throughout China. These include cover at international standard expat medical facilities as well as VIP centers at local hospitals and clinics. So rather than pay and claim the facilities bill the treatment costs direct to the insurer. A Chinese Tax Receipt (fa piao) can be issued by most insurers as well.