We can provide foreigners and expatriates with quotes on private Shanghai health insurance policies. The policies that we work with can provide extensive coverage and can often be tailored to provide you specific benefits you may need, such as maternity insurance or dental.
As China’s financial center, Shanghai attracts a great number of expatriates and wealthy local Chinese to the city. This influx in combination with the continuing development of the city has lead to increased demand for higher quality healthcare. While many local hospitals and clinics have improved their standard of care and many even contain wards for foreigners such as Huashan Hospital. To further meet the demand for quality medical services, companies have been allowed to establish a number of private hospitals that provide world class health care services and specialties.
While this has led to the establishment of excellent facilities such as Parkway Health or United Family Hospitals and Clinics, which provide international standards of care, such treatment is very expensive. However, as China Health Insurance is based in Shanghai we understand how important it is to have access not only to good medical services, but to those that are in your language and can help you feel more comfortable. We can provide you with Shanghai health insurance that can protect you from the high costs found in the top medical facilities in Shanghai.
Free Shanghai Health Insurance Quotes
Our knowledgeable advisers at China Health Insurance can provide you free quotations comparing Shanghai health insurance plans that can provide you the coverage you need. With our localized knowledge of Shanghai health insurance and health care, we can help you find the right coverage.
To get started on finding the right Shanghai health insurance plan, feel free to either complete the short form at the top of the page or click here to set up a time for our advisers to get in touch with you. Alternatively, you can come down to our office in Shanghai and meet with our advisers in person.
Questions and Answers from Visitors
I live in Shanghai, and I'm looking for a medical insurance. Do you provide a full medical insurance (in-patient and out-patient)? If yes, I would like to receive some rough quotation(s) of your options (I am a completely healthy 30yo male), and I would also like to know the following:
1. Do you have direct billing, and can I use it in all hospitals you have contracts with?
2. I know different insurance plans have different options and limits, but am I free to choose which hospital to go to (as long as you have a contract with them), regardless of which plan do I have? So for example, if I have a cheaper plan (and thus a lower limit) can I still go, let's say, to WorldPath Clinic, and if I run out of money (limit) because they are more expensive then that's my problem, but I can still go there if I choose so? Or am I allowed to go to one of those good hospitals ONLY if I have some higher and more expensive plan?
Thank you and best regards,
Hi Henryk, thanks for your enquiry. Here in China we work with various insurers who offer outpatient direct billing within their specified network of hospitals. It does differ from insurer to insurer, but provided that you have the outpatient direct billing facility on your plan then you can access any facility within their network irrelevant of the level of cover you have. This only applies to outpatient treatment, as all inpatient treatment is always directly billed anyway. You also have access to any medical facility of your choice regardless of whether it is listed in the outpatient network.
Furthermore, you can still choose to use another non-listed hospital, however this will be on a pay and claim basis. Our free services also include handling these claims all on your behalf, ensuring that your claim is handled efficiently.
We have sent you an email to get some additional information, so once you respond to that, we will be able to send over impartial advice on the various options available to you. Hope to speak with you soon!