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  1. Henryk:
    Feb 19, 2013 at 07:33 AM

    Hello,

    I live in Shanghai, and I'm looking for a medical insurance. Do you provide a full medical insurance (in-patient and out-patient)? If yes, I would like to receive some rough quotation(s) of your options (I am a completely healthy 30yo male), and I would also like to know the following:

    1. Do you have direct billing, and can I use it in all hospitals you have contracts with?

    2. I know different insurance plans have different options and limits, but am I free to choose which hospital to go to (as long as you have a contract with them), regardless of which plan do I have? So for example, if I have a cheaper plan (and thus a lower limit) can I still go, let's say, to WorldPath Clinic, and if I run out of money (limit) because they are more expensive then that's my problem, but I can still go there if I choose so? Or am I allowed to go to one of those good hospitals ONLY if I have some higher and more expensive plan?

    Thank you and best regards,
    Henryk Iwan





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