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Questions and Answers from Visitors
Dear Sir or Madame,
International private medical insurers, which include insurers such as (IHI) Bupa, Allianz, AXA, Cigna, offer insurance to both expatriates and local residents in Hong Kong. There are different levels of cover including but not limited to inpatient, outpatient, dental, optical, maternity etc. Re: maternity some insurers such as AXA PPP and Integra offer the highest monetary routine maternity benefits. You have freedom of choice when it comes to hospitals, doctors, specialists and dentists. In some cases you can go to a network for outpatient treatment which allows you to present a card and the treatment and/or consultations are cashless. For those medical practitioners that are outside of the network you pay and claim. Hong Kong is one of the most expensive places in the world for medical treatment and as a consequence private medical insurance is very popular in the market. Typically the insurance is portable but there are some restrictions in certain markets.