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Questions and Answers from Visitors
Hi Henryk, thanks for your enquiry. Here in China we work with various insurers who offer outpatient direct billing within their specified network of hospitals. It does differ from insurer to insurer, but provided that you have the outpatient direct billing facility on your plan then you can access any facility within their network irrelevant of the level of cover you have. This only applies to outpatient treatment, as all inpatient treatment is always directly billed anyway. You also have access to any medical facility of your choice regardless of whether it is listed in the outpatient network.
Furthermore, you can still choose to use another non-listed hospital, however this will be on a pay and claim basis. Our free services also include handling these claims all on your behalf, ensuring that your claim is handled efficiently.
We have sent you an email to get some additional information, so once you respond to that, we will be able to send over impartial advice on the various options available to you. Hope to speak with you soon!